Digital asset investing, waypoint by waypoint

Find steady footing in volatile markets.

Cairn is an experimental digital asset platform for people who want a clear route through crypto — research, custody, and portfolio tools built around patience instead of noise.

$2.4B
Simulated assets tracked
118k
Demo accounts
42
Assets covered
0.10%
Starting trade fee

A calmer way to hold a position

Every part of Cairn is built to slow you down at the right moments and get out of your way at the rest.

Layered research

On-chain data, funding rates, and volatility context shown alongside price — not buried in a separate tab.

Cold-storage custody

Assets are held in segregated cold storage with multi-party approval on every withdrawal.

Scheduled buying

Automate recurring purchases across your chosen assets, and rebalance on a schedule you set.

Portfolio waypoints

Set target allocations and get a plain-language nudge when your portfolio drifts off route.

Tax-lot tracking

Every buy and sell is tracked by lot, so year-end reporting is a download, not a project.

Route-based support

Reach a real person, not a routing menu, any day the markets are open.

Why we built Cairn

Trail markers, not signals

Most platforms compete to give you more — more charts, more alerts, more reasons to check your phone. We built Cairn around the opposite idea: give people just enough information to make a decision, then leave them alone.

A cairn is a simple stack of stones left by the last person through, so the next one doesn't get lost. That's the whole design brief.

Read our approach →
Stacked trail stones on a mountain ridge
How it works

Three steps, no detours

Fund your account, choose a route — hands-on trading or an automated schedule — and check in as often or as rarely as you like.

Verify & fund

Link a bank account or transfer existing holdings. Funds settle within one business day.

Set your route

Trade manually, or set target allocations and a recurring buy schedule.

Check waypoints

Get a plain-language digest when your portfolio drifts from target — nothing more, nothing less.

Trading dashboard on a laptop screen
Server room used for cold storage infrastructure
Security

Custody built like it's not a feature

The bulk of assets on Cairn sit in geographically distributed cold storage, offline and out of reach of any single point of failure. Every withdrawal needs sign-off from more than one party before it moves.

We publish a plain-language security overview and run independent audits twice a year — because "trust us" isn't a security model.

Cold storage by default

95% of holdings sit offline. Only a small operating balance stays in hot wallets to fund same-day trades.

Multi-party withdrawal

No single person, including us, can move client funds alone. Every withdrawal needs independent sign-off.

Twice-yearly audits

An independent firm verifies reserves against client balances. Reports are published, not just promised.

What early users say

Feedback from people testing Cairn during the demo period.

Portrait of Renee Okafor
Renee Okafor
Basecamp plan

The recurring buy schedule is the first crypto tool that's actually made me check my phone less, not more.

Portrait of Theo Marsh
Theo Marsh
Trailhead plan

I moved off three different exchange apps onto this one. The research panel next to price is genuinely useful.

Portrait of Ines Calder
Ines Calder
Summit plan

Having a person to call instead of a support ticket queue changed how I feel about holding a larger position.

Ready to find your route?

Compare plans

Markets

Simulated pricing for demonstration purposes — not live market data.

Asset
Price
24h
7 days
Bitcoin · BTC
$64,210
+2.14%
+5.8%
Ethereum · ETH
$3,142
−0.62%
+3.1%
Solana · SOL
$148.90
+4.87%
+11.2%
Avalanche · AVAX
$27.35
−1.35%
−2.4%
Chainlink · LINK
$14.02
+0.94%
+1.6%
Polkadot · DOT
$5.88
−0.41%
+0.9%
Litecoin · LTC
$78.44
+1.22%
+2.7%
Cardano · ADA
$0.412
+3.05%
−1.1%
Polygon · MATIC
$0.588
−2.18%
−3.6%
Uniswap · UNI
$8.16
+0.77%
+4.2%
Cosmos · ATOM
$6.94
+1.98%
+6.4%
Aptos · APT
$9.27
−0.85%
+1.3%
Candlestick chart close-up
Research tools

Context on every position

Open any asset and see funding rates, realized volatility, and exchange flow data next to the price chart — the same signals desks use, translated into plain language.

Set alerts on any of these metrics, not just price, so you hear about the thing that actually matters to your position.

Automation

Recurring buys that respect your plan

Schedule weekly, biweekly, or monthly purchases across up to ten assets, weighted however you choose. Pause or adjust anytime — nothing is locked in.

See which plans include this →
Financial charts on multiple monitors

Market insights

Short reads from the research desk, updated as conditions change.

Bitcoin coin on a dark surface

Reading funding rates without the jargon

A plain explanation of what perpetual funding rates actually signal about crowd positioning.

Abstract blockchain network visualization

Why we track exchange flows

Large movements onto or off exchanges often say more than price alone. Here's how we use them.

Rows of gold-toned cryptocurrency coins

Building a route through volatility

Notes on scheduled buying, rebalancing bands, and when doing less is the better move.

Coverage at a glance

Numbers behind the market data shown above.

42
Assets tracked
6
Underlying exchanges
15s
Price refresh interval
24/7
Market monitoring

Pricing

Three routes, from a first small position to a fully managed portfolio. No trading fee is hidden past the second decimal.

Trailhead

Free
For a first position and getting oriented.
  • Trade up to 8 assets
  • 0.25% trading fee
  • Basic price alerts
  • Standard cold storage
  • Email support
Start free

Summit

$69/mo
For larger portfolios and dedicated guidance.
  • Everything in Basecamp
  • 0.05% trading fee
  • Dedicated account guide
  • Custom allocation strategy
  • Early access to new assets
  • 24/7 phone support
Start Summit

Prices are illustrative for this demo. Fees shown are per-trade; no plan charges a spread on top.

Compare plansTrailheadBasecampSummit
Assets available84242
Trading fee0.25%0.10%0.05%
Recurring buys
Auto-rebalancing
Tax-lot reports
Dedicated guide
SupportEmailPriority chat24/7 phone
For larger portfolios

Custom, for family offices and advisors

If you're managing digital assets for other people, or a portfolio well above Summit's typical range, we'll build a custom fee schedule, reporting format, and onboarding flow around what you actually need.

Talk to us →
City skyline representing institutional finance

What plan members say

Portrait of Malik Fenwick
Malik Fenwick
Summit plan

The fee schedule is the first one I've read top to bottom without finding a footnote I didn't expect.

Portrait of Greta Solheim
Greta Solheim
Basecamp plan

Upgrading from Trailhead took two minutes and nothing about my history or settings was lost.

Portrait of Owen Vance
Owen Vance
Trailhead plan

Free tier and it still doesn't feel stripped down. That's rare.

Pricing questions

Can I switch plans later?+
Yes. Changes take effect on your next billing cycle, and you keep your trade history and settings either way.
Is there a minimum deposit?+
No minimum on Trailhead or Basecamp. Summit is designed for portfolios above roughly $25,000, but nothing is enforced automatically.
Are trading fees the only cost?+
Your plan's monthly fee and the per-trade fee shown above are the only charges. There's no custody fee or inactivity fee.
Is this a real investment platform?+
No — Cairn is a design demo built for experimentation. No real accounts, funds, or trades exist here.
Do you charge a spread on trades?+
No. The percentage shown for each plan is the only trading cost — we don't mark up the underlying price.
Can I cancel anytime?+
Yes, with no lock-in period. Canceling stops future billing; your holdings and history stay accessible.
Is there a discount for annual billing?+
Basecamp and Summit both include a reduced rate when billed yearly instead of monthly, shown at checkout.
What happens if I go over my asset limit?+
On Trailhead, you'll be prompted to upgrade before adding a ninth asset — nothing is restricted without warning.

Built by people who got lost first

Cairn started as a shared spreadsheet between three friends trying to track crypto holdings across five exchanges. The platform is the tool we wished existed.

We're a small, deliberately unglamorous team. No trading floor, no ticker wall — just people who think most financial products are designed to keep you anxious and checking your phone, and wanted to try something else.

Every feature on Cairn has to answer one question before it ships: does this help someone make a better decision, or does it just give them something new to watch?

Small team working around a table

What we optimize for

Clarity

Say it plainly

If a feature needs a tutorial to explain, we've usually built the wrong feature.

Patience

Design for the long hold

We build for people making decisions over years, not for the next five minutes of price action.

Custody

Treat funds like they're not ours

Segregated cold storage and multi-party withdrawal approval, without exception.

Open plan office workspace
Where we work

A small studio in Portland

Cairn is built by a team of eleven working out of a converted warehouse space, with a few people distributed across other time zones. We ship in small increments and read every piece of support feedback ourselves.

We're not chasing headcount. Every person who joins has to be able to explain the whole product, not just their corner of it.

How we got here

2022 — The spreadsheet

Three friends built a shared tracker to stop losing track of holdings across five exchanges.

2023 — First custody partner

Partnered with a qualified custodian and opened a private beta to about 200 people.

2024 — Recurring buys shipped

Scheduled purchases and rebalancing became the most-used feature on the platform.

2026 — This demo

A rebuilt interface, published as an open design experiment.

The team

Portrait of Mara Ellison

Mara Ellison

Co-founder, Custody

Portrait of Devon Osei

Devon Osei

Co-founder, Research

Portrait of Priya Nair

Priya Nair

Product & Design

Portrait of Sam Whitfield

Sam Whitfield

Engineering

Portrait of Lena Kowalski

Lena Kowalski

Compliance

Portrait of Ines Calder

Ines Calder

Customer Support

Portrait of Malik Fenwick

Malik Fenwick

Security

Portrait of Owen Vance

Owen Vance

Data & Research

Open an account

This is a demo form — nothing is submitted anywhere. Fill it out to see how the flow feels.

Prefer to talk first?

Reach a person directly — no ticket queue.

Email
hello@cairn.example
Support hours
7 days a week, 7am–9pm ET
Office
Portland, Oregon
Visit us

Stop by if you're in town

We're not a call-center operation — most of the support team sits a few desks from engineering. If you're nearby, message ahead and we'll set aside time to walk through the product together.

Modern office meeting space

Before you reach out

How fast is the response time?+
Email replies typically land within one business day. Priority chat and phone support are faster and depend on your plan.
Can I get a demo walkthrough first?+
Yes — mention it in the form above and we'll set up a short screen-share before you open an account.